The FDIC Consumer News is published quarterly by the Federal Deposit Insurance Corporation Office of Public Affairs in cooperation with other Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC regulations and policies. Mention of a product, service or company does not constitute an endorsement.

This basic finance ebook is presented in a communicative way, a question and answer scheme. Quite good ebook that covers various topics on banking basic and advanced.

A bank is a business. But unlike some businesses, banks don’t manufacture products or extract natural resources from the earth. Banks sell financial services such as car loans, home mortgage loans, business loans, checking accounts, credit card services, certificates of deposit, and individual retirement accounts.

Table of Contents:

* Introduction
* What is a bank?

Many people have used the Consumer’s Almanac to help organize their daily lives and manage their money. It’s a useful tool no matter what your financial situation may be.

The Consumer’s Almanac will help you gain control of your financial situation by:

1. Organizing your income, savings, living expenses, and credit obligations so that you are in a win-win situation.
2. Meeting your future needs through saving and investment.
3. Incorporating your longrange goals into the budgeting process.
4. Managing your credit wisely.

For most kinds of purchases, you can get valuable advice and comparisons on the Internet. Ask a librarian or friends which Internet sites they think are helpful, or you can use a search engine like Google or Yahoo. Be aware that information you find is often biased. At many websites, the only products or sellers listed are ones that pay to advertise. Before buying anything on the Internet, check several websites and make sure you deal with reputable dealers.

You can save money from various transactions below, by doing some research first:

Building Wealth: A Beginner’s Guide to Securing Your Financial Future offers introductory guidance to individuals and families seeking help to develop a plan for building personal wealth. While a comprehensive discussion of accounting, finance and investment options is beyond the scope of this workbook, it presents an overview of personal wealthbuilding strategies.

Table of contents:

* Introduction: Building Wealth
* Wealth Creation: Learn the Language
* Budget to Save
* Save and Invest
* Take Control of Debt
* Protect Your Wealth