This basic finance ebook is presented in a communicative way, a question and answer scheme. Quite good ebook that covers various topics on banking basic and advanced.

A bank is a business. But unlike some businesses, banks don’t manufacture products or extract natural resources from the earth. Banks sell financial services such as car loans, home mortgage loans, business loans, checking accounts, credit card services, certificates of deposit, and individual retirement accounts.

Table of Contents:

* Introduction
* What is a bank?
* How do people start banks?
* How did banking begin?
* Why are there so many different types of banks?
* How do I choose a bank?
* What types of accounts do banks offer?
* Is it difficult to open a bank account?
* What happens to money after you deposit it?
* What happens when you apply for a loan?
* What are checks, and how do they work?
* What is electronic banking?
* Credit cards, debit cards, stored valued cards: What’s the difference?
* Do banks keep large amounts of gold and silver in their vaults?
* Why do banks fail?
* Do you lose money if your bank fails?
* Do you lose money if your bank is robbed?
* How does the Federal Reserve fit into the U.S. banking system?
* Resources for Everyone

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